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High yield CDs are OVER - with over $100 BILLION maturing next month! If CDs make up the low-risk portion of your portfolio, you need to find yield elsewhere for the next few year. You MUST roll into something better with rates coming down - whether that's an annuity that's market-protected if you want to maintain the same risk profile or decide to take on more risk in ETFs.
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YouTubeJoshua Rico
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